Business funding
Secured term loan
A secured term loan is backed by a business asset — typically property — which usually unlocks larger amounts, longer terms, and lower rates than unsecured borrowing.
No credit check to see your options.
Who it suits
Larger funding needs where rate matters more than speed
Businesses with property or high-value assets to secure against
Longer-term investments repaid over several years
Pros
Lower rates than unsecured
Access to larger amounts and longer terms
Worth knowing
Your asset is at risk if you can't repay
Slower to complete (valuation, legals)
Typical terms
Amount
£50,000 – £5,000,000+
Term
1 – 20 years
Security
Secured against property or other assets
Speed
Longer — valuation and legal work required
Indicative only — actual terms depend on the lender and your circumstances.
Related facilities
Frequently asked questions
What can I secure a business loan against?
Most commonly commercial or residential property, but plant, machinery and other high-value assets can also be used depending on the lender.
See what you qualify for
Start your application now — it's free, takes minutes, and there's no credit check to view your options.