Business funding facilities
Every facility we broker, in plain English. Not sure which fits? Read our guide to choosing a facility — or just tell us what you need and we'll recommend one.
Unsecured term loan
A fixed lump sum repaid over an agreed term, with no asset used as security.
Secured term loan
A term loan secured against a business asset, usually at a lower rate.
Revolving credit facility
A flexible limit you draw and repay as needed — you only pay for what you use.
Merchant cash advance
An advance repaid as a percentage of your daily card takings.
Invoice finance
Release cash tied up in unpaid invoices instead of waiting for customers to pay.
Asset finance — hire purchase
Spread the cost of an asset and own it outright at the end of the term.
Asset finance — lease
Use an asset for a fixed rental without owning it, keeping costs predictable.
Commercial mortgage
A long-term loan to buy business premises, secured against the property.
Bridging loan
Short-term finance to bridge a gap until longer-term funding or a sale completes.