Business funding
Bridging loan
A bridging loan is fast, short-term finance to bridge a gap — for example completing a property purchase before longer-term funding or a sale comes through. Speed is the point; it's repaid from a clear exit.
No credit check to see your options.
Who it suits
Time-sensitive property purchases or auctions
Covering a gap until a sale or refinance completes
Short-term needs with a clear, dated exit
Pros
Very fast to arrange
Flexible on the underlying situation
Interest can often roll up
Worth knowing
Higher monthly cost than long-term finance
Needs a credible exit plan
Typical terms
Term
1 – 18 months
Security
Secured, usually on property
Exit
Repaid from a sale or refinance
Indicative only — actual terms depend on the lender and your circumstances.
Related facilities
Frequently asked questions
What is an exit on a bridging loan?
The exit is how you'll repay it — typically the sale of a property or refinancing onto a longer-term facility. Lenders want this to be clear and realistic before lending.
See what you qualify for
Start your application now — it's free, takes minutes, and there's no credit check to view your options.